Insurance is usually a prudent investment: if the worst happens, it can help cover the financial cost of accidents, injury, property damage and more. Unfortunately, that’s not always the case.

Most people assume that their private short or long-term disability insurance company will pay their claim when the time comes.  Clients are often shocked to discover that, despite paying for a policy, the disability insurance company makes the decision regarding whether or not someone receives benefits. This is true if the disabled person paid for a policy for six months or 20 years. Furthermore, even if the disabled person’s doctor is saying that they cannot work, the insurance company does not always accept this opinion as true.

Many people do not succeed in getting benefits on their own–but you don’t have to navigate the process alone.

The Law Office of Kristen Gyolai can help you:

  • Decide when to apply for short-term or long-term disability benefits
  • Apply for short-term disability benefits
  • Apply for long term disability benefits
  • Appeal the insurance company’s decision if they deny your claim for benefits
  • Bring a lawsuit against the insurance company for non-payment of benefits
  • Preserve your monthly benefits if you are currently receiving benefits

Kristen has represented nurses, accountants, teachers, programmers, medical doctors, pharmacists, nurse practitioners, dentists, welders, truck drivers, oil rig workers and many more. Whatever your profession, she offers trustworthy, capable representation with a focus on advocating for your needs.

Kristen has experience going up against:

  • Aetna
  • The Hartford
  • The Standard
  • MetLife
  • …and many more.
  • Guardian
  • Lincoln Financial Group
  • Mutual of Omaha
  • Cigna

You paid the premiums. Let us fight for your claim.