Private Short and Long-Term Disability

Insurance is usually a prudent investment: if the worst happens, it can help cover the financial cost of accidents, injury, property damage and more. Unfortunately, that’s not always the case.

Most people assume that their private short or long-term disability insurance company will pay their claim when the time comes. Clients are often shocked to discover that, despite paying for a policy, the disability insurance company makes the decision regarding whether or not someone receives benefits. This is true if the disabled person paid for a policy for six months or 20 years. Furthermore, even if the disabled person’s doctor is saying that they cannot work, the insurance company does not always accept this opinion as true.

Many people do not succeed in getting benefits on their own–but you don’t have to navigate the process alone.

The Law Office of Kristen Gyolai can help you:

Decide when to apply for short-term or long-term disability benefits
Apply for short-term disability benefits
Apply for long term disability benefits
Appeal the insurance company’s decision if they deny your claim for benefits

Bring a lawsuit against the insurance company for non-payment of benefits
Preserve your monthly benefits if you are currently receiving benefits

Kristen has represented nurses, accountants, teachers, programmers, medical doctors, pharmacists, nurse practitioners, dentists, welders, truck drivers, oil rig workers and many more. Whatever your profession, she offers trustworthy, capable representation with a focus on advocating for your needs.

Kristen has experience going up against:

Aetna
The Hartford
The Standard
MetLife
…and many more.

Guardian
Lincoln Financial Group
Mutual of Omaha
Cigna

You paid the premiums. Let us fight for your claim.

Testimonials

My experience with using Kristen Gyolai as my Workers Compensation Attorney was wonderful. I had mounting medical bills because of something that happened at work, I was being pressured by my employer and it was a very low point in my life. I didn't know what to do. I found Kristen by looking through ads and when I spoke with her, I knew. She cared about me as a person and was so knowledgeable on Workers Compensation Laws. She never backed down to the challenge and I will always appreciate her time, knowledge and caring attitude.

I was severely injured at work and my recovery has been well over a year. At one point doctors determined I needed a second surgery which the insurance company denied. Kristen fought for the surgery to be approved. She spent a great deal of time answering questions and preparing me so that I was comfortable with giving my testimony. Her conduct in the courtroom was exemplary. She was prepared, confident, relentless and succeeded in winning my case. Kristen has stuck with me and my family every step of the way. Without their help, I would not have received the medical care I needed or compensation benefits I deserved. Her concern for my situation was genuine and she was transparent and respectful of my priorities. I would highly recommend her to everyone I know.

Kristen is very professional and compassionate. We contacted her the day we received a letter stating they were canceling my work loss payments and she filed her response the next day. She broke a complex case down to simple to understand pieces and we prevailed. I highly recommend Kristen.

You paid the premiums. Let us fight for your claim.

Testimonials

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